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Health Care Reform
Learn how the Patient Protection and Affordable Care Act (PPACA) affects you.
Employment Information
Browse our current job listings and find out more about our exciting benefit packages.
See highlights of BCNEPA's Understanding Health Care Costs in an Era of Reform symposium. Watch videos >>
Online presentations promoting good health and highlighting some of today's growing concerns.
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BlueCare® HMO
First Priority Health®
If you favor a health care plan that works harder than any other at emphasizing preventive care and controlling health care costs, then you'll want to take a closer look at BlueCare HMO.

BlueCare HMO Plus
First Priority Health
BlueCare HMO Plus is our open access HMO plan offering the benefits of managed care while preserving the freedom to obtain health care service not coordinated by a primary care physician (PCP).

BlueCare EPO
First Priority Life Insurance Company®
A preferred provider product with an exclusive network, BlueCare EPO is designed based on where you live and/or work. The preferred provider networks differ depending on the plan design of the product to ensure your coverage includes the most comprehensive provider network to meet your needs-- all without primary care physicians.

BlueCare QHD PPO
First Priority Life Insurance Company
Our new Qualified High Deductible PPO product is designed to be offered with a health savings account (HSA). This product offers care from health care providers in our preferred provider network at the highest level of benefits or care outside the network at a reduced level of coverage.

BlueCare PPO
First Priority Life Insurance Company
If you're looking for coverage that offers an impressive combination of choice and cost control features, then BlueCare PPO might be just the plan you had in mind.

BlueCare Traditional
First Priority Life Insurance Company
BlueCare Traditional offers quality medical coverage for hospitalization, medical and surgical services and major medical services. It also offers a wide choice of physicians, specialists and hospitals for your care.

BlueCare Comprehensive
First Priority Life Insurance Company
BlueCare Comprehensive covers it all. The plan consists of hospitalization, medical/surgical and even major medical coverage wrapped in one complete benefit package.

BlueCare Senior
Blue Cross of Northeastern Pennsylvania and Highmark Blue Shield
BlueCare Senior is the plan that will pay for covered services that Medicare does not pay. It also covers some or all of the deductible and coinsurance for covered services that Medicare does not pay.

BlueCare Direct Plans
First Priority Life Insurance Company ®
Imagine a health care coverage plan designed especially for individuals just like you. There is no need to imagine, thanks to our BlueCare Direct Plans. We take your overall health and wellness into account, which can save you money. The flexible plan designs offer several deductible options, so you can choose the plan that’s right for you and your budget.

BlueCare Assure
Blue Cross of Northeastern Pennsylvania and Highmark Blue Shield
Are you looking for individual health coverage but think you cannot afford a plan that’s right for you? Think again! If you are self-employed, retired, a recent college graduate or without health coverage for any reason, you can now have affordable, comprehensive health care coverage from the most trusted name in health care for over 70 years.

BlueCare Traditional Plans
Blue Cross of Northeastern Pennsylvania and Highmark Blue Shield
Our BlueCare Traditional plan offers the widest choice of physicians, specialists and hospitals of any plan we offer.

BlueCare Security
Blue Cross of Northeastern Pennsylvania and Highmark Blue Shield
Provides a basic plan of supplemental benefits that include hospitalization services not covered by Medicare and the 20% coinsurance for doctors' services.

Children's Health Insurance Program (CHIP)
First Priority Health
If your child is uninsured for health care, he or she may qualify for a special, state-supported program that will pay for selected medical services.

adultBasic
First Priority Health
adultBasic provides low-cost, quality health insurance to uninsured adults who meet certain income and other eligibility requirements.
If you've recently lost your job and need health care coverage, you have several options available.
Coverage with Spouse
If your spouse is eligible for coverage at his/her job, you may be entitled to coverage under his/her group plan. Ask your spouse to inquire with his/her employer.
Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA)
If you were employed by a company with 20 or more employees, federal COBRA regulations allow you to continue your health care coverage, at your expense, for up to 18 months. Upon notice from your previous employer, continuation coverage will be made available to employees and their dependents (qualified beneficiaries). Under the federal law, you have 60 days to choose to continue coverage under your previous employer and then another 45 days to pay the retroactive premium. Please contact your previous employer for more information.
Act 2 of 2009 (Mini-COBRA)
Similar to COBRA, Mini-COBRA applies to employers that have 2 to 19 employees. With Mini-COBRA, you are entitled to continue your health care coverage, at your expense when you leave employment or when other qualifying events occur. You will have 30 days to accept the coverage from the date you are notified by your previous employer to elect continuation coverage. Coverage for you and your eligible family members will be effective the date of the qualifying event. And in certain cases, as part of the federal American Recovery and Reinvestment Act of 2009 (ARRA), “qualified” employees will also be eligible to receive a subsidy health care credit totaling 65% of the monthly premium for coverage. Please contact your previous employer for more information.
Conversion Plans
If you were covered under a Blue Cross of Northeastern Pennsylvania group contract/policy for at least three months and are not eligible for other coverage (Medicare, Medicaid or another group plan), you are eligible for coverage under one of our individual conversion plans. You must enroll within 31 days after the termination of your group coverage. Conversion plans available to you are based on your previous group coverage plan. Call a BlueCare® Service Representative for more information, weekdays, 8 a.m. to 5 p.m.
Previous
Group Plan		 Individual Conversion Plan Available Customer Service
BlueCare
HMO/HMO Plus		 BlueCare HMO
Individual Conversion		 1-800-822-8753
BlueCare
PPO/EPO/QHD PPO		 BlueCare PPO
Individual Conversion		 1-888-338-2211
BlueCare Traditional/
Comprehensive		 BlueCare
Cooperative		 1-800-829-8599
Individual Health Plans
Blue Cross of Northeastern Pennsylvania also offers a large portfolio of individual health plans for you to choose from. All plans are comprehensive and offer just about anything you’ll need including preventive care and wellness benefits. Click here for more information on our individual coverage plans.
Guaranteed Issue Plan
According to the Pennsylvania Alternative Mechanism statute; if you are currently uninsured, you may qualify to enroll in an “alternative mechanism” health care coverage plan through Blue Cross of Northeastern Pennsylvania. BlueCare Cooperative is a guaranteed issue health care coverage plan that offers continuous year-round open enrollment. This gives you the opportunity to apply for coverage at any time. For more information or to enroll, call 1-800-829-8599, weekdays, 8 a.m. to 5 p.m. Or click here for more information on BlueCare Cooperative.
Kistler Tiffany Benefits 484-321-5895
Emerson Reid 717-671-5833
Gannon Associates 570-265-3197
Hartman Employee Benefits 570-326-7241
Joyce Financial Group 570-603-7818
JRG Advisors 412-456-7000
Swift Kennedy 800-503-7750
URL Inc. 717-540-5690
Ritter Insurance Marketing 800-769-1847