The Value of Blue
Blue Cross of Northeastern Pennsylvania is now Highmark Blue Cross Blue Shield. Your 2015 coverage will continue to be offered by Blue Cross of Northeastern Pennsylvania. You’ll still have the security and peace of mind that only comes with Blue Cross® health insurance—the most trusted name for robust health care benefits, quality care, the largest networks of doctors and hospitals, outstanding customer service—and unbeatable value since 1938. No other health insurer offers the national strength of Blue as well as our strong local commitment.
Only with Blue, you and your employees will get:
Coverage that’s easy to use
Just show your Blue Cross of Northeastern Pennsylvania ID card—it’s like your VIP pass for the best coverage and top quality care from the most respected doctors and hospitals. Use in-network doctors and hospitals and you’ll pay the lowest cost for your care… with NO claim forms, NO referrals and no hassles.
The best coverage
No matter which plan you choose, or the size of your business, you’re covered—preventive care at no cost, low-cost doctor visits, prescription drugs, hospital stays and outpatient care. And, to help you save money, we have qualified high deductible and defined contribution plans. We offer solutions for all sizes—innovative plans and benefits designed to fit your budget and keep your employees healthier.
The largest networks of doctors and hospitals—ANYWHERE
Blue Cross of Northeastern Pennsylvania has the largest networks of the most respected doctors and hospitals close to home and anywhere you travel. In most cases, your doctor is in your plan’s network. And because our plans offer more freedom than any competitor, you can see doctors out of your plan’s network, and you’ll still receive valuable coverage—you’ll just have to pay a little more for your care.
Lower costs with care from in-network doctors and hospitals
When you see in-network doctors and hospitals, you will always pay less. That’s because our in-network providers have agreed to see Blue Cross of Northeastern Pennsylvania members at a discounted rate. In fact, because Blue networks nationwide include 96% of all U.S. hospitals—including several Blue Distinction Centers®, recognized for a proven history of quality care and fewer avoidable complications—and 92% of all U.S. doctors, we’ve negotiated better rates than any competitor. This means you will pay less for your care, with a Blue plan.
Coverage anywhere you go—worldwide
With BlueCard® doctors and hospitals in every ZIP code across the U.S and in 200 countries world-wide—Blue members have access to top-quality health care and coverage EVERYWHERE! In some cases, you’ll pay the same for care as you would at home. And you’ll always pay less when you use BlueCard providers because they offer Blue members care for less than they typically charge. That’s security that travels with you and value that only comes with coverage from Blue Cross.
Health and wellness programs
Our plans help you get healthy and save money too! Only with a Blue plan—you get exclusive discounts on fitness classes, nutrition counseling, massages, travel and more with Blue 365®. With Blue Health SolutionsSM, you have your own personal health coach—a licensed health professional, registered nurse or dietician—to help you manage a chronic condition or stress, offer tips and more. Health professionals are always available by phone 24/7, when you can’t reach your health coach. And, our online tools give you and your family access to the latest health information to help you stay on track and make smart decisions.
Blue Distinction® Centers (BDC) met overall quality measures for patient safety and outcomes, developed with input from the medical community. Blue Distinction® Centers+ (BDC+) also met cost measures that address consumers’ need for affordable healthcare. Individual outcomes may vary. National criteria is displayed on www.bcbs.com. A Local Blue Plan may require additional criteria for facilities located in its own service area. For details on Local Blue Plan Criteria, a provider’s in-network status, or your own policy’s coverage, contact your Local Blue Plan. Each hospital’s Cost Index is calculated with data from its Local Blue Plan. Hospitals in CA, ID, NY, PA, and WA may lie in two Local Blue Plans’ areas, resulting in two Cost Index figures; and their own Local Blue Plans decide whether one or both Cost Index figures must meet BDC+ national criteria. Neither Blue Cross and Blue Shield Association nor any Blue Plans are responsible for damages or non-covered charges resulting from Blue Distinction or other provider finder information or care received from Blue Distinction or other providers.