Health Reimbursement Made Easy
What Is a BlueCare Health Reimbursement Arrangement (HRA)?
An HRA is a personal health care funding arrangement that gives you the freedom to select your health care plan and control your costs. HRAs are funded with your employer’s money; not from your salary. The fund can be used to help reimburse you and your family for the out-of-pocket costs you spend on your medical and/or pharmacy deductible. You’re in charge of managing your account and spending your health care dollars wisely.
How Does it Work?
To use the fund for an eligible medical and/or pharmacy expense, you file a claim for reimbursement and receive a check. You can submit a claim using a form or electronically (integrated with medical and/or pharmacy claims). The contributions made by your employer and any reimbursement that you receive, will not be considered taxable income. The HRA cannot be used for copayments, coinsurance, dental and vision expenses not covered under the plan or for health insurance premium payments.
HealthEquity, our account administrator, provides online and phone support that includes:
- Member service phone support available 24/7, 365 days a year, once you are enrolled
- Online access to view account balances, check claims status and submit reimbursement/payment requests
- Automated claims processing and payment for qualified expenses
- You can also access your account via our Self-Service site at www.bcnepa.com. Just logon and click on the "My Coverage" tab. It’s that easy!
For more information on your BlueCare HRA, please contact your HR representative or benefits administrator.
Blue Cross of Northeastern Pennsylvania provides FSAs, HRAs and HSAs that are administered by Health Equity, Inc., an independent personal health care financial services company not affiliated with the Blue Cross and Blue Shield Association.