Health Savings Account Administration Is Easy!
What Is a BlueCare Health Savings Account (HSA)?
This is a personal savings account that you own that provides a way for you to save now and for the future! Funded by either you or your employer, this account must be offered with a federally qualified high deductible health plan (BlueCare QHD PPO and/or BlueCare QHD EPO). HSAs provide you with tax-free savings for medical expenses and any funds you don’t use can earn interest, accumulating to pay for future medical expenses or to supplement your retirement savings.
How Does it Work?
The IRS sets the maximum contribution amounts each year and you can save up to this amount even if your health care plan deductible is lower. You are responsible for paying the health care plan deductible, but the HSA is designed to cover those expenses. You can use the account to make payments for any qualified health care expenses with your HealthEquity Visa Health Account Card* online, using electronic funds transfer (EFT), or by phone.
HealthEquity, our account administrator, provides online and phone support that includes:
- Member service phone support available 24/7, 365 days a year, once you are enrolled
- Online access to view account balances, check claims status and submit reimbursement/payment requests
- Automated claims processing and payment for qualified expenses
- You can also access your account via our Self-Service site at www.bcnepa.com. Just logon and click on the "My Coverage" tab. It’s that easy!
For more information on your BlueCare HSA, please contact your HR representative or benefits administrator.
Blue Cross of Northeastern Pennsylvania provides FSAs, HRAs and HSAs that are administered by Health Equity, Inc., an independent personal health care financial services company not affiliated with the Blue Cross and Blue Shield Association.